Certified Living Wage Champion

Certified Living Wage Employer

Hoyes, Michalos & Associates Inc. is a Licensed Insolvency Trustee with offices throughout Ontario. We provide debt relief services including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.

As Licensed Insolvency Trustees, we see the impact of the average Ontarian struggling paycheque to paycheque and relying on debt to make ends meet which is why we support a Living Wage.


1-866-747-0660 Mon-Thurs: 8am-6pm Fri: 8am-5pm